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How Do Lenders Use Real Estate Data for Loan Underwriting?

How Do Lenders Use Real Estate Data for Loan Underwriting?

Loan underwriting is a critical phase in the lending process where financial institutions assess the risk of offering a mortgage or home equity loan. To make sound decisions, lenders increasingly rely on real estate data that offers insights into the property itself, its market value, the borrower’s equity position, and the surrounding... Read More »
What’s the Earliest Reliable Signal That a Borrower is Headed for Foreclosure?

What’s the Earliest Reliable Signal That a Borrower is Headed for Foreclosure?

Table of contents What counts as the earliest reliable signal? Why that moment matters What teams can do in week one What the data usually shows Pitfalls to avoid Quick summary (quotable takeaways) What Counts as the Earliest Reliable Signal? Direct answer: The earliest public signal you can trust is the first recorded legal action: a Notice of... Read More »
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Making Sense of the Property Data Universe: Why More Industries Are Turning to ATTOM

Making Sense of the Property Data Universe: Why More Industries Are Turning to ATTOM

In a digital world flooded with real estate listings and property facts, knowing where to find reliable, comprehensive property data is more complicated than ever. From investor dashboards to insurance models, accurate data has become the lifeblood of decision-making across industries. But the truth is most property data is fragmented,... Read More »
From Ghost Town to Boomtown? How Real Estate Investors Use Property Data

From Ghost Town to Boomtown? How Real Estate Investors Use Property Data

Table of Contents How Investors Spot Hot Markets Inventory Data Trends in Months of Supply and Homes For Sale Decreasing Days on Market (DOM) New Jobs or Rising Salaries Government Investment Neighborhood Trends Indicating Hot Markets An Uptick in Home Improvements Gentrification New Development and Amenities Real Estate and Financial Industry... Read More »
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The Difference Between Parcel Data, Deed Data, and Tax Data: What You Need to Know

The Difference Between Parcel Data, Deed Data, and Tax Data: What You Need to Know

Parcel, deed, and tax assessor data — what’s the difference between them, and which type of data do you need? If you are a real estate agent, how can parcel data improve your client experience or increase traffic to your website? If you are a marketer, what value added is deed or tax data to your marketing efforts?  It’s worthwhile understanding... Read More »
The Role of Property Data in ESG Real Estate Investing and Urban Planning

The Role of Property Data in ESG Real Estate Investing and Urban Planning

Real estate investors are increasingly embracing environmental, social, and governance (ESG) as part of their portfolio strategy largely in response to mounting pressure from regulators, stakeholders, and public sentiment. The public sector too is concerned with ESG and sustainable development, and local governments and urban planners are... Read More »