Mortgage
Market More Effectively. Process More Efficiently. Analyze Risk More Accurately.Providing Key Data for the Mortgage Industry
With public record property, owner, mortgage, foreclosure and neighborhood information updated daily in our multi-sourced national database, ATTOM can provide lenders and mortgage professionals with the data they need to market to prospective borrowers more effectively, underwrite and process loans more efficiently, create comprehensive property reports and analyze risk more accurately.
Additionally, ATTOM’s lender-grade automated valuation model (AVM) and loan model – which provides loan position and estimated equity – allows lenders to streamline their decisioning processes with smart automation.
Real Property Information for the Entire Mortgage Industry
No matter if the lending institution is a bank, a non-bank or a credit union, the need for real-time property data is essential for business-critical functions including:
- Marketing Lead Enrichment
- 1003 Application Pre-Population
- Borrower Pre-Qualification
- Marketing Lead Enrichment
- 1003 Application Pre-Population
- Borrower Pre-Qualification
- Mortgage Insurance Calculations
- Property & Portfolio Valuations
- KPI Analytics
- Mortgage Insurance Calculations
- Property & Portfolio Valuations
- KPI Analytics
ATTOM Provides Leverage in the Mortgage Marketplace
The emergence of big data and the power from correlating datasets deliver a key competitive edge in the mortgage industry. ATTOM’s expansive suite of property, neighborhood and mortgage analytics data pre-correlated through the ATTOM ID provides flexible and customizable solutions that power the mortgage industry. Every day we right-fit solutions for businesses of all sizes, from traditional lenders to new start-ups. We also adapt data to fit diverse use cases from mortgage insurance and buyer pre-qualifications to property flippers and portfolio investment.
How Can Mortgage Companies Use ATTOM?
Create targeted marketing lists by filtering based on hundreds of property, owner and mortgage characteristics, including value, equity, occupancy status, number of properties owned and much more.
Reduce friction in loan qualification, underwriting and processing by automatically populating public record property, owner, mortgage and foreclosure data at key points in your decisioning flow via our flexible API solutions.
Analyze risk more accurately by supplementing credit data with public record mortgage and foreclosure data — including historical pre-foreclosure notices (Defaults and Auctions) and completed foreclosures (REOs).
ATTOM Client Case Studies
See how our customers are using ATTOM to fuel their innovation and growth.
Foresight uses property and foreclosure data delivered via API to power its loan risk models used by banks, mortgage resellers or other businesses that process loans. The API-powered loan risk models allow companies to quickly check the necessary compliance checkboxes to process a loan origination.
LendingHome is leading the charge in the mortgage industry to design a mortgage origination process for digital natives, leveraging property data and technology to automate large portions of the process.
A Variety of Solutions for Your Data Needs
Click here to get in touch with a data expert today and find out how your business can access ATTOM’s comprehensive property data via a variety of flexible formats, such as:
- ATTOM Cloud
- Property Data APIs
- Bulk Data Licensing
- Property Navigator
- Neighborhood Navigator
- Real Estate Market Reports
- Match & Append
Discover ATTOM and view our Table of Data Elements.