Mortgages

Market More Effectively. Process More Efficiently. Analyze Risk More Accurately.

Providing Key Data for the Mortgage Industry

With public record property, owner, mortgage, foreclosure and neighborhood information updated daily in our multi-sourced national database, ATTOM can provide lenders and mortgage professionals with the data they need to market to prospective borrowers more effectively, underwrite and process loans more efficiently, and analyze risk more accurately.

Additionally, ATTOM’s lender-grade automated valuation model (AVM) and loan model – which provides loan position and estimated equity – allows lenders to streamline their decisioning processes with smart automation.

Real Property Information for the Entire Mortgage Industry

No matter if the lending institution is a bank, a non-bank or a credit union, the need for real-time property data is essential for business-critical functions including:

  • Marketing Lead Enrichment
  • 1003 Application Pre-Population
  • Borrower Pre-Qualification
  • Marketing Lead Enrichment
  • 1003 Application Pre-Population
  • Borrower Pre-Qualification
  • Mortgage Insurance Calculations
  • Property & Portfolio Valuations
  • KPI Analytics
  • Mortgage Insurance Calculations
  • Property & Portfolio Valuations
  • KPI Analytics

ATTOM Provides Leverage in the Mortgage Marketplace

The emergence of big data and the power from correlating datasets deliver a key competitive edge in the mortgage industry. ATTOM’s expansive suite of property, mortgage and neighborhood data pre-correlated through the ATTOM ID provides flexible and customizable solutions that power the mortgage industry. Every day we right-fit solutions for businesses of all sizes, from traditional lenders to new start-ups. We also adapt data to fit diverse use cases from mortgage insurance and buyer pre-qualifications to property flippers and portfolio investment.

How Can Mortgage Companies Use ATTOM?

Create highly targeted marketing lists
Create targeted marketing lists by filtering based on hundreds of property, owner and mortgage characteristics, including value, equity, occupancy status, number of properties owned and much more.
Reduce friction in loan qualification, underwriting and processing
Reduce friction in loan qualification, underwriting and processing by automatically populating public record property, owner, mortgage and foreclosure data at key points in your decisioning flow via our flexible API solutions.
Analyze risk more accurately
Analyze risk more accurately by supplementing credit data with public record mortgage and foreclosure data — including historical pre-foreclosure notices (Notices of Default, Lis Pendens) and completed foreclosures (REOs and third party foreclosure auction sales).

ATTOM Client Case Studies

See how our customers are using ATTOM to fuel their innovation and growth.

Foresight Logo

Foresight uses property and foreclosure data delivered via API to power its loan risk models used by banks, mortgage resellers or other businesses that process loans. The API-powered loan risk models allow companies to quickly check the necessary compliance checkboxes to process a loan origination.

Read Their Story

LendingHome Logo

LendingHome is leading the charge in the mortgage industry to design a mortgage origination process for digital natives, leveraging property data and technology to automate large portions of the process.

Read Their Story

See How ATTOM Can Make a Difference for Your Business!