Property Transactions & Mortgage DataPrices. Transfers. Transactions.
Be the Authority in Real Estate Transactions
ATTOM scours and collates public records and digital databases for transaction and mortgage data. We deliver everything from recorder deed data, loan positions, and sales prices to iBuyer trends and property transfers. All data are delivered conveniently, either in bulk or by API, giving you a detailed or holistic picture of the real estate and property markets.
ATTOM is a Convenient Source for Mortgage and Transaction Data
Public records are a treasure trove of insights into mortgage transactions and the real estate market, but combing through the different sources is time-consuming. ATTOM data collates property, buyer, and seller datapoints and uses smart analytics to deliver the information real estate professionals need.
Real Estate Transfers
This data originates from public recording of deeds at the County Register of Deeds or local county offices. Deeds may include the sale price, however, more often than not, a documentary transfer tax is used to calculate the sale price of the real property. When deeds are considered to be arm’s-length in nature, the calculated sale price is a strong indicator of market value.
Borrower / Buyer Details
Borrower details are sourced from public databases. The details include name, vesting, occupancy details, private or corporate ownership, as well as the census tract location of the property, loan-to-value ratio, and age of mortgage note.
Mortgage history data is publicly available on individual properties. Details include mortgage performance from origination to termination, mortgage terms, type and purpose of the mortgage product, secondary mortgage market sales, second liens, and credit scores from one year before origination to one year after termination.
ATTOM aggregates sales trends by ZIP code and city level down to subdivisions and neighborhoods. The data is warehoused and updated monthly, quarterly, or annually and includes property addresses, lot information, buyer and seller data, and home ownership details.
Integral to real estate appraisals, property sales price data is used as a comparison when sellers are pricing their property. An accurate and realistic price is set based on this data and has a direct effect on critical metrics such as days on market.
What is mortgage data?
Mortgage data offers information on mortgage transactions and the wider real estate market. Mortgage data provides users with detailed information on properties, property loans, recorded deeds, buyers, and sellers. Mortgage data provides more information on borrowers and their loans, including details on the amount, lender, and any relevant dates.
How Can You Use ATTOM’s Mortgage & Transaction Data?
Real Estate Brokerages and Agents
Mortgage and transaction data is fundamental to expert guidance and consultation. With ATTOM’s data solutions, brokers and agents can build a reputation as being informed, trustworthy, and worthwhile.
Property details, sales trends, mortgage histories, and other data sets all play into the decision to invest in real estate. Investors need the most up-to-date property, buyer, and seller information to build robust real estate portfolios.
Companies who provide home valuations use this data to accurately determine the value of a property based on sales comps. This data is also used to determine equity in a property and promote a line of credit (HELOC) with the property as the collateral.
Refinance lenders can identify and target property owners who may be seeking better financing terms and use the data to estimate refinance amount, interest rate, and approximate new payment.
Government agencies can use transaction and mortgage data to monitor real estate industry trends, assess the impact of green initiatives and natural hazards, and gauge the risk of foreclosures by geographic area.
ATTOM’s Data is Your Business Advantage
A multi-sourced, enhanced national warehouse that contains information on more than 155 million U.S. properties including:
- 29.6 Billion Rows of Data
- 9,000 Data Fields
- 20TB Warehouse
- 99% Population Coverage
Our rigorous Enterprise Data Management Program (EDMP) involves more than 20 steps that validate, standardize and enhance the real estate data we collect:
- Property Address Standardization
- Owner Name Parsing
- ATTOM ID Matching
- Fusion of Multi-Sourced Data
- Data Governance