Property Transactions & Mortgage DataPrices. Transfers. Transactions.
Be the Authority in Real Estate Transactions
ATTOM scours and collates public records and digital databases for transaction and mortgage data. We deliver everything from recorder deed data, loan positions, and sales prices to iBuyer trends and property transfers. All data are delivered conveniently, either in bulk or by API, giving you a detailed or holistic picture of the real estate and property markets.
ATTOM is a convenient source of mortgage transaction data.
Public records are a treasure trove of insights into mortgage transactions and the real estate market, but combing through the different sources is time-consuming. ATTOM data collates property, buyer, and seller datapoints and uses smart analytics to deliver the information real estate professionals need.
Complete public records with nationwide coverage of real estate transactions, such as sales deeds and mortgages, from over 430 million real estate and loan transactions in over 2,690 counties. This dataset can be collated into reports at various levels of geography.
Real Estate Transfers
This data originates from public recording of deeds at the County Register of Deeds or local county offices. Deeds may include the sale price, however, more often than not, a documentary transfer tax is used to calculate the sale price of the real property. When deeds are considered to be arm’s-length in nature, the calculated sale price is a strong indicator of market value.
ATTOM’s loan data includes details on loan amount, lenders, borrowers, , interest rate, and recording date, and other important loan features. The data are sourced from county records offices who record real property transfers, mortgages, deeds of trust, liens, and other real estate transactions.
Borrower / Buyer Details
Borrower details are sourced from public databases. The details include name, vesting, occupancy details, private or corporate ownership, as well as the census tract location of the property, loan-to-value ratio, and age of mortgage note.
Mortgage history data is publicly available on individual properties. Details include mortgage performance from origination to termination, mortgage terms, type and purpose of the mortgage product, secondary mortgage market sales, second liens, and credit scores from one year before origination to one year after termination.
ATTOM’s logic determines the loan position when a borrower has multiple active loans on a property.
ATTOM aggregates sales trends by ZIP code and city level down to subdivisions and neighborhoods. The data is warehoused and updated monthly, quarterly, or annually and includes property addresses, lot information, buyer and seller data, and home ownership details.
iBuyer data discloses the disruptive trends of the emerging iBuyer business models. Characteristics such as where iBuyers are purchasing, the types of homes they are purchasing, and the volume and price points provide data driven insights into the pace of the market.
Integral to real estate appraisals, property sales price data is used as a comparison when sellers are pricing their property. An accurate and realistic price is set based on this data and has a direct effect on critical metrics such as days on market.
How Can You Use ATTOM’s Mortgage & Transaction Data?
Real Estate Brokerages and Agents
Mortgage and transaction data is fundamental to expert guidance and consultation. With ATTOM’s data solutions, brokers and agents can build a reputation as being informed, trustworthy, and worthwhile.
Property details, sales trends, mortgage histories, and other data sets all play into the decision to invest in real estate. Investors need the most up-to-date property, buyer, and seller information to build robust real estate portfolios.
Companies who provide home valuations use this data to accurately determine the value of a property based on sales comps. This data is also used to determine equity in a property and promote a line of credit (HELOC) with the property as the collateral.
Refinance lenders can identify and target property owners who may be seeking better financing terms and use the data to estimate refinance amount, interest rate, and approximate new payment.
Government agencies can use transaction and mortgage data to monitor real estate industry trends, assess the impact of green initiatives and natural hazards, and gauge the risk of foreclosures by geographic area.
ATTOM’s Data is Your Business Advantage
A multi-sourced, enhanced national warehouse that contains information on more than 155 million U.S. properties including:
- 29.6 Billion Rows of Data
- 9,000 Data Fields
- 20TB Warehouse
- 99% Population Coverage
Our rigorous Enterprise Data Management Program (EDMP) involves more than 20 steps that validate, standardize and enhance the real estate data we collect:
- Property Address Standardization
- Owner Name Parsing
- ATTOM ID Matching
- Fusion of Multi-Sourced Data
- Data Governance