Mortgage Loan Data
Accurate. Up-to-date. Accessible.Mortgage Loan Data You Can Trust
ATTOM can provide lenders and mortgage professionals at all levels with the mortgage loan data they need to make informed decisions. Public records for mortgage data providers covers a lot of details from purchases, loans, lenders, borrowers, amounts, interest rate, origination date, and recording date, as well as other important features. County recorder, clerks, or deeds officers record real property transfers, mortgages, liens, and other real estate transactions. ATTOM gives you the flexibility of accessing this data by national, state, zip, ad-hoc regions, and specific parcels for more than 155 million U.S. properties and covering over 3,140 counties.
Why Choose ATTOM Mortgage Loan Data?
Decades of property data collection and optimization makes ATTOM the industry leader in providing datasets for your exact need.
Improved Efficiency
Accurate information improves your efficiency across the board. Real-time analytics provides an accurate picture of your mortgage loan data.
Know Your Clients
Your business will improve through a better understanding of your clients with up-to-date and accurate data.
Better Decision Making
Speed of accessing information can improve your decision-making process by fueling your analytics with extensive and regular updates.
Accurate Targeting
You define your targets, our data helps you reach them. It’s available at all geographic levels.
Ownership Insights
Verify the property owners, lenders, and title companies listed in the loan data.
Loan Data Analytics
Estimated things like risk and payoff totals with the amortized balance and rates for loans against a property.
Comprehensive Mortgage Loan Dataset for Your Business
ATTOM Data can help your business succeed by providing the most reliable and in-depth data available.
| Data | Public Record Data | Loan Model Data |
|---|---|---|
| Loan Position | Yes | |
| Loan Amount | Yes | Yes |
| Lender Name & Type | Yes | Yes |
| Loan Type & Mortgage Type | Yes | Yes |
| Borrower Names | Yes | |
| Recording Data | Yes | Yes |
| Document Number & Trainsaction ID | Yes | Yes |
| Estimated Equity | Yes |
How Can You Use Mortgage Loan Data from ATTOM?
Title Companies
During the sale of a property, mortgage and title companies use this data to assess things like previous loan pay-off and new loan origination.
Home Valuations
Companies who provide home valuations use this data to determine equity in a property and promote a line of credit with the property as the collateral, usually called HELOC or Home Equity Line of Credit.
Property-Specific Services
Using the data to determine when homes are sold, service providers can offer account transfer services to existing customers and promote offerings to new residents.
Insurance
As mortgage loan data is the baseline for property and casualty insurance policies, it helps create insurance quote estimations based on number of bedrooms/bathrooms, and construction material used.
Lenders
As mortgages are sold to other lenders, these transactions are recorded in this data. Refinance lenders can target home owners with the promise of better financing terms and use the data to estimate the refinance amount, interest rate, and approximate new payment.
Mortgage
A borrower’s pre-qualification factors are many. An estimated market value of a home is a critical piece in identifying the borrower and lending program fit.
A Variety of Solutions for Your Data Needs
ATTOM can deliver your mortgage loan data in a number of ways including:
Learn more about ATTOM Data and view our Table of Data Elements.
Mortgage Rates: How Low Can They Go, and What’s the Impact?
Get a detailed look on past trends in the mortgage industry, while industry thought leaders offer unique insight into the future of the housing market based on predictive analytics and research.
High-Level Takeaways Include:
- Loan Origination Trends
- History of Mortgage Rates
- VeroForecast Update (Q3 2020 to Q3 2021)
- Home Price Outlook Overview
- Market Conditions Impacting Appreciation
- Top Performing Markets (strongest to weakest)
- External Events Impacting Forecasts
Featuring:
- Todd Teta, Chief Product and Technology Officer, ATTOM Data Solutions
- Eric Fox, Vice President of Statistical Modeling, Analysis & Research Development, Veros