ATTOM can provide lenders and mortgage professionals at all levels with the mortgage loan data they need to make informed decisions. Public records for mortgage data covers a lot of details from purchases, loans, lenders, borrowers, amounts, interest rate, origination date, and recording date, as well as other important features. County recorder, clerks, or deeds officers record real property transfers, mortgages, liens, and other real estate transactions. ATTOM gives you the flexibility of accessing this data by national, state, zip, ad-hoc regions, and specific parcels for more than 155 million U.S. properties and covering over 3,140 counties.
Decades of property data collection and optimization makes ATTOM the industry leader in providing datasets for your exact need.
Accurate information improves your efficiency across the board. Real-time analytics provides an accurate picture of your mortgage loan data.
Your business will improve through a better understanding of your clients with up-to-date and accurate data.
Speed of accessing information can improve your decision-making process by fueling your analytics with extensive and regular updates.
You define your targets, our data helps you reach them. It’s available at all geographic levels.
Verify the property owners, lenders, and title companies listed in the loan data.
Estimated things like risk and payoff totals with the amortized balance and rates for loans against a property.
ATTOM Data can help your business succeed by providing the most reliable and in-depth data available.
| Data | Public Record Data | Loan Model Data |
|---|---|---|
| Loan Position | Yes | |
| Loan Amount | Yes | Yes |
| Lender Name & Type | Yes | Yes |
| Loan Type & Mortgage Type | Yes | Yes |
| Borrower Names | Yes | |
| Recording Data | Yes | Yes |
| Document Number & Trainsaction ID | Yes | Yes |
| Estimated Equity | Yes |
During the sale of a property, mortgage and title companies use this data to assess things like previous loan pay-off and new loan origination.
Companies who provide home valuations use this data to determine equity in a property and promote a line of credit with the property as the collateral, usually called HELOC or Home Equity Line of Credit.
Using the data to determine when homes are sold, service providers can offer account transfer services to existing customers and promote offerings to new residents.
As mortgage loan data is the baseline for property and casualty insurance policies, it helps create insurance quote estimations based on number of bedrooms/bathrooms, and construction material used.
As mortgages are sold to other lenders, these transactions are recorded in this data. Refinance lenders can target home owners with the promise of better financing terms and use the data to estimate the refinance amount, interest rate, and approximate new payment.
A borrower’s pre-qualification factors are many. An estimated market value of a home is a critical piece in identifying the borrower and lending program fit.
ATTOM can deliver your mortgage loan data in a number of ways including:
Learn more about ATTOM Data and view our Table of Data Elements.
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