Estimated Equity Data

Amortization. Positioning. Status.

Deriving Analytical-Ready Data to Make Informed Business Decisions

The future of property data relies on the past. In order to unlock trends or better understand the market, comprehensive historical property data is essential. With ATTOMs robust loan history and lender grade AVM, detailed analytics outputs an efficient loan model that delivers an accurate estimation on the positioning of all active loan(s). The loan model process attempts to estimate the full history of a loan position and loan status for properties where loan transactions are available.

Loan Model Estimated Equity Data

Understanding the Loan Model

The output of the Loan Model is a list of active loans, which includes an industry standard set of information, including:

  • Loan Position
  • Lender Name & Type
  • Loan Type & Mortgage Type
  • Loan Amount
  • Recording Date
  • Document Number & Transaction ID
  • Loan Position
  • Lender Name & Type
  • Loan Type & Mortgage Type
  • Loan Amount
  • Recording Date
  • Document Number & Transaction ID

These active loans are then categorized by first, second or third position. Loan positioning helps to reveal the order in which lenders would get paid in the event of a property defaulting. 

How You Can Use ATTOM’s Loan Model?

Marketing

Analytics

Creating a clear-cut loan-level analytical analysis not only provides property and market evaluations but helps to uncover equity trends and alleviates future pain points.

Real Estate Portals

Real Estate Investing

Protect your loan portfolio by knowing the ins and outs on a property and where you are positioned.

Insurance Companies

Marketing

Create a comprehensive prospect list based on property loan amounts and current value of a property. Produce on-target collateral content to reach your audience.

Have Questions? Contact Our ATTOM Data Experts Today!