Mortgage

Market More Effectively. Process More Efficiently. Analyze Risk More Accurately.

ATTOM > Real Estate Data Solutions by Industry > Mortgages

Providing Key Data for the Mortgage Industry

With public record property, owner, mortgage, foreclosure and neighborhood information updated daily in our multi-sourced national database, ATTOM can provide lenders and mortgage professionals with the data they need to market to prospective borrowers more effectively, underwrite and process loans more efficiently, create comprehensive property reports and analyze risk more accurately.

Additionally, ATTOM’s automated valuation model (AVM) and loan model – which provides loan position and estimated equity – allows lenders to streamline their decisioning processes with smart automation.

Real Property Information for the Entire Mortgage Industry

No matter if the lending institution is a bank, a non-bank or a credit union, the need for real-time property data is essential for business-critical functions including:

Marketing Lead Enrichment
1003 Application Pre-Population
Borrower Pre-Qualification

Marketing Lead Enrichment
1003 Application Pre-Population
Borrower Pre-Qualification
Mortgage Insurance Calculations
Property & Portfolio Valuations
KPI Analytics

Mortgage Insurance Calculations
Property & Portfolio Valuations
KPI Analytics

ATTOM Provides Leverage in the Mortgage Marketplace

The emergence of big data and the power from correlating datasets deliver a key competitive edge in the mortgage industry. ATTOM’s expansive suite of property, neighborhood and mortgage analytics data pre-correlated through the ATTOM ID provides flexible and customizable solutions that power the mortgage industry. Every day we right-fit solutions for businesses of all sizes, from traditional lenders to new start-ups. We also adapt data to fit diverse use cases from mortgage insurance and buyer pre-qualifications to property flippers and portfolio investment.

How Can Mortgage Companies Use ATTOM?

Lead Generation

Effectively target your retention and acquisition efforts with segmented marketing lists to increase your borrower base and drive business growth among purchase, refinance and loan modification leads. Learn more about Lead Generation

Market Analytics

Identify high-risk areas to evaluate potential risks for your portfolio, while incorporating an analysis of regional climate risks into your pricing strategies. Learn more about Market Analytics

Property Research

Conduct thorough research and due diligence on specific properties, including home values, ownership details, foreclosure activity, and other relevant factors.

Application Pre-Fill

Enhance the borrower experience with an application pre-fill option, which automatically fills in the necessary data fields required for mortgage applications. Learn more about Application Pre-Fill

Broker Price Opinion (BPO)

Gain access to all the essential components required to perform the appropriate level of analysis for a comprehensive Broker Price Opinion (BPO).

Portfolio Monitoring & Management

Manage mortgage portfolios by tracking listings, sales, foreclosure activity, potential defaults, and property changes to ensure homeowners maintain insurance coverage. Learn more about Portfolio Monitoring & Management

Underwriting

Conduct risk assessments of properties and areas for new mortgage underwriting and evaluate public property records when issuing loans. Learn more about Underwriting

Content Enrichment

Present detailed information about a property or neighborhood to potential clients and showcase available properties to customers on your website. Learn more about Content Enrichment

Property Analytics

Determine a property’s value and risk rating to conclude whether it is at higher risk of default. Learn more about Property Analytics

Recruiting

Source and secure top-performing loan officers, account executives, and other professionals interested in reviewing production results, loan types handled, and other relevant performance metrics.

Borrower Pre-Qualification

Streamline the borrower pre-qualification process to determine eligibility for specific lending programs. Learn more about Borrower Pre-Qualification

Appraisal & Valuation

Provide the necessary information to appraisers to conduct a thorough valuation and generate an estimated home value for a specific property. Learn more about Appraisal & Valuation

Data Verification

Validate customer-provided data for mortgage applications throughout both the quoting phase and the underwriting process. Learn more about Data Verification

ATTOM Client Case Studies

See how our customers are using ATTOM to fuel their innovation and growth.

Foresight uses property and foreclosure data delivered via API to power its loan risk models used by banks, mortgage resellers or other businesses that process loans. The API-powered loan risk models allow companies to quickly check the necessary compliance checkboxes to process a loan origination.

Read Their Story

LendingHome is leading the charge in the mortgage industry to design a mortgage origination process for digital natives, leveraging property data and technology to automate large portions of the process.

Read Their Story

A Variety of Solutions for Your Data Needs

Click here to get in touch with a data expert today and find out how your business can access ATTOM’s comprehensive property data via a variety of flexible formats, such as:

Discover ATTOM and view our Table of Data Elements.