Optimal Client and Portfolio Servicing
Properties. Insurance. Loans.
Portfolio Servicing for Insurers and Loan Providers
Insurance policies, once issued, are not static. As a home insurance provider, you must ensure that policyholders always have the correct coverage, which requires ongoing oversight and assessment of policy details to ensure compliance, manage risks and optimize performance. Mortgage loan providers also have a responsibility to monitor and service their portfolios.
For home insurance providers, monitoring a portfolio of policies is time-consuming and complex. For example, policyholders often forget to inform their insurance providers about any renovations their homes have undergone or other changes. Mortgage providers face similar challenges if customers take out additional loans on their property, such as a HELOC loan.
ATTOM simplifies portfolio servicing for insurers and mortgage lenders by providing assessor data, mortgage loan data, building permit data, propensity to default data, in addition to extensive property data and analytics. Using these datasets, insurers and lenders can reassess a property or a borrower’s risk profile and adjust policies accordingly.
Portfolio Servicing Products
Property data provides insurers and lenders with real-time real estate data on over 160 million U.S. properties across the U.S., ensuring that policyholders are always covered. This in turn, provides a generous boost to customer satisfaction rates, contributing to increased profits.
Solutions for Reliable Portfolio Servicing
ATTOM’s Bulk Data Licensing option provides access to volumes of information through our property data superset. Data are also delivered through API, Cloud Delivery, and through our Match & Append solution. For a flexible, no-code experience, ATTOM Nexus enables users to explore, visualize, and extract property data on demand.
Portfolio Servicing for the Insurance and Mortgage Loan Industries
Both insurers and mortgage lenders need access to robust property data.
Quality data for accurate valuations and appraisals for loans are indispensable for mortgage lenders in servicing portfolios and reduce risk.
Learn more about Mortgages
Property data verifying changes in a property’s value are critical to ensure adequate insurance coverage and compliance with underwriting standards.
Learn more about Insurance