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What Is the Average Homeownership Tenure in the U.S.?

Homeownership tenure continues to rise as owners stay put longer before selling. Homeowners who sold in the third quarter of 2025 had owned their homes for an average of 8.39 years, the longest tenure in at least 25 years and up from 8.13 years in the previous quarter.  All‑cash sales continue to tick up: 38.9 percent of home sales nationwide were all‑cash in Q3 2025, up from 37.6 percent a year ago.

Homeownership Tenure by State – Third Quarter 2025

Below is the complete state-by-state ranking of homeownership tenure from longest to shortest tenure in third quarter 2025.

1. Massachusetts – Average tenure: 12.91 years (up 2.0 percent quarter over quarter and up 1.1 percent year over year). All‑cash share: 49.2 percent (up 50.3 percent vs year ago).

 

2. Connecticut – Average tenure: 12.66 years (up 0.1 percent quarter over quarter and down 4.0 percent year over year). All‑cash share: 36.4 percent (up 15.5 percent vs year ago).

 

3. California – Average tenure: 11.20 years (up 2.5 percent quarter over quarter and up 3.4 percent year over year). All‑cash share: 32.6 percent (down 3.6 percent vs year ago).

 

4. Rhode Island – Average tenure: 11.00 years (up 1.1 percent quarter over quarter and up 5.8 percent year over year). All‑cash share: 46.0 percent (up 19.8 percent vs year ago).

 

5. Washington – Average tenure: 10.74 years (up 4.1 percent quarter over quarter and up 5.9 percent year over year). All‑cash share: 29.1 percent (up 2.6 percent vs year ago).

 

6. New Jersey – Average tenure: 10.14 years (up 4.7 percent quarter over quarter and up 2.5 percent year over year). All‑cash share: 31.7 percent (down 2.4 percent vs year ago).

 

7. Oregon – Average tenure: 9.89 years (up 1.9 percent quarter over quarter and up 2.7 percent year over year). All‑cash share: 36.9 percent (up 11.3 percent vs year ago).

 

8. New Hampshire – Average tenure: 9.62 years (up 3.4 percent quarter over quarter and up 3.9 percent year over year). All‑cash share: 38.7 percent (up 0.6 percent vs year ago).

 

9. Maryland – Average tenure: 9.52 years (up 5.7 percent quarter over quarter and up 6.8 percent year over year). All‑cash share: 24.8 percent (up 0.1 percent vs year ago).

 

10. Illinois – Average tenure: 9.27 years (up 4.1 percent quarter over quarter and up 1.4 percent year over year). All‑cash share: 34.9 percent (up 6.4 percent vs year ago).

 

11. Tennessee – Average tenure: 8.96 years (up 4.8 percent quarter over quarter and up 5.5 percent year over year). All‑cash share: 37.0 percent (up 1.1 percent vs year ago).

 

12. Hawaii – Average tenure: 8.95 years (up 4.0 percent quarter over quarter and up 13.3 percent year over year). All‑cash share: 66.7 percent (up 29.7 percent vs year ago).

 

13. Alaska – Average tenure: 8.70 years (up 5.5 percent quarter over quarter and up 7.1 percent year over year).

 

14. New York – Average tenure: 8.64 years (up 5.2 percent quarter over quarter and up 4.6 percent year over year). All‑cash share: 51.1 percent (up 4.9 percent vs year ago).

 

15. Florida – Average tenure: 8.58 years (up 1.2 percent quarter over quarter and up 6.6 percent year over year). All‑cash share: 44.1 percent (up 4.3 percent vs year ago).

 

16. Pennsylvania – Average tenure: 8.55 years (up 3.0 percent quarter over quarter and up 4.3 percent year over year). All‑cash share: 31.8 percent (down 1.9 percent vs year ago).

 

17. Nevada – Average tenure: 8.51 years (up 6.2 percent quarter over quarter and up 1.4 percent year over year). All‑cash share: 38.0 percent (down 2.5 percent vs year ago).

 

18. Arizona – Average tenure: 8.45 years (down 3.3 percent quarter over quarter and up 2.0 percent year over year). All‑cash share: 42.2 percent (down 2.0 percent vs year ago).

 

19. Colorado – Average tenure: 8.17 years (up 4.9 percent quarter over quarter and up 7.1 percent year over year). All‑cash share: 39.7 percent (up 14.6 percent vs year ago).

 

20. Ohio – Average tenure: 7.88 years (up 3.9 percent quarter over quarter and up 1.8 percent year over year). All‑cash share: 45.3 percent (up 2.0 percent vs year ago).

 

21. New Mexico – Average tenure: 7.82 years (up 3.8 percent quarter over quarter and up 0.5 percent year over year).

 

22. Minnesota – Average tenure: 7.71 years (up 5.7 percent quarter over quarter and up 3.9 percent year over year). All‑cash share: 31.2 percent (up 10.4 percent vs year ago).

 

23. Nebraska – Average tenure: 7.70 years (up 2.9 percent quarter over quarter and up 6.4 percent year over year). All‑cash share: 29.6 percent (down 2.8 percent vs year ago).

 

24. Michigan – Average tenure: 7.53 years (up 7.0 percent quarter over quarter and up 5.8 percent year over year). All‑cash share: 36.1 percent (up 2.5 percent vs year ago).

 

25. Texas – Average tenure: 7.50 years (up 0.8 percent quarter over quarter and up 6.6 percent year over year).

 

26. Virginia – Average tenure: 7.40 years (up 2.6 percent quarter over quarter and up 7.3 percent year over year). All‑cash share: 28.6 percent (up 7.3 percent vs year ago).

 

27. Missouri – Average tenure: 7.31 years (up 4.1 percent quarter over quarter and up 5.9 percent year over year).

 

28. Utah – Average tenure: 7.31 years (up 5.4 percent quarter over quarter and up 8.2 percent year over year).

 

29. Montana – Average tenure: 7.31 years (down 3.9 percent quarter over quarter and up 8.1 percent year over year).

 

30. Wyoming – Average tenure: 7.21 years (up 3.1 percent quarter over quarter and up 10.6 percent year over year).

 

31. North Dakota – Average tenure: 7.19 years (up 5.0 percent quarter over quarter and up 7.7 percent year over year).

 

32. Iowa – Average tenure: 7.13 years (down 0.2 percent quarter over quarter and up 0.1 percent year over year). All‑cash share: 29.7 percent (up 8.6 percent vs year ago).

 

33. Kansas – Average tenure: 7.13 years (up 4.4 percent quarter over quarter and up 7.8 percent year over year).

 

34. Idaho – Average tenure: 7.02 years (up 5.6 percent quarter over quarter and up 11.8 percent year over year).

 

35. Louisiana – Average tenure: 7.01 years (up 1.3 percent quarter over quarter and up 2.9 percent year over year).

 

36. Wisconsin – Average tenure: 6.93 years (up 2.0 percent quarter over quarter and up 3.5 percent year over year). All‑cash share: 36.4 percent (down 1.3 percent vs year ago).

 

37. Oklahoma – Average tenure: 6.92 years (up 3.8 percent quarter over quarter and up 3.6 percent year over year). All‑cash share: 40.3 percent (down 0.8 percent vs year ago).

 

38. North Carolina – Average tenure: 6.87 years (up 1.3 percent quarter over quarter and up 9.7 percent year over year). All‑cash share: 39.5 percent (up 2.1 percent vs year ago).

 

39. Delaware – Average tenure: 6.83 years (down 4.2 percent quarter over quarter and up 14.0 percent year over year). All‑cash share: 34.1 percent (down 20.2 percent vs year ago).

 

40. Vermont – Average tenure: 6.71 years (up 6.2 percent quarter over quarter and up 7.7 percent year over year). All‑cash share: 100.0 percent (no change vs year ago).

 

41. South Carolina – Average tenure: 6.58 years (up 3.2 percent quarter over quarter and up 8.5 percent year over year). All‑cash share: 47.8 percent (up 1.0 percent vs year ago).

 

42. Arkansas – Average tenure: 6.55 years (up 4.2 percent quarter over quarter and up 7.1 percent year over year). All‑cash share: 39.6 percent (down 4.2 percent vs year ago).

 

43. Indiana – Average tenure: 6.51 years (up 4.1 percent quarter over quarter and up 4.9 percent year over year).

 

44. Alabama – Average tenure: 6.36 years (up 0.7 percent quarter over quarter and up 3.9 percent year over year). All‑cash share: 50.2 percent (down 2.9 percent vs year ago).

 

45. Kentucky – Average tenure: 6.32 years (up 1.5 percent quarter over quarter and up 7.9 percent year over year). All‑cash share: 30.6 percent (down 2.9 percent vs year ago).

 

46. Georgia – Average tenure: 6.11 years (up 4.9 percent quarter over quarter and up 9.0 percent year over year). All‑cash share: 48.3 percent (up 3.6 percent vs year ago).

 

47. West Virginia – Average tenure: 6.04 years (up 2.5 percent quarter over quarter and down 0.4 percent year over year). All‑cash share: 29.6 percent (down 16.3 percent vs year ago).

 

48. South Dakota – Average tenure: 5.79 years (up 5.0 percent quarter over quarter and up 5.8 percent year over year).

 

49. Mississippi – Average tenure: 5.71 years (down 1.8 percent quarter over quarter and up 5.2 percent year over year).

 

50. Maine – Average tenure: 4.80 years (up 2.9 percent quarter over quarter and up 1.9 percent year over year).

What’s Driving Tenure Trends?

Longer homeownership tenure may reflects a mix of factors shaping the 2025 housing market. Higher mortgage rates may have made homeowners less likely to move, as many remain locked into historically low rates from prior years. Limited inventory and elevated home prices may have also made finding an affordable next home difficult, keeping potential sellers in place longer. Meanwhile, the increase in all‑cash sales suggests a larger share of buyers may be avoiding financing altogether, potentially investors or downsizing homeowners using accumulated equity, which continues to influence both mobility and overall market dynamics.

Conclusion

Homeowners are holding onto their properties longer than ever. Discover which states have the longest homeownership tenures and also cash sales by each state.

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