According to ATTOM’s Q3 2025 U.S. Home Affordability Report, in the third quarter of 2025, median-priced single family homes and condos were less affordable than their historical norms in 99 percent of counties with enough data for analysis.
The report also indicated that the affordability rates matched the elevated rate seen in the prior quarter. However, as the national median home price climbed to a new record of $375,000 in the third quarter of 2025, affordability challenges deepened across much of the country. Among the 580 counties analyzed by ATTOM, 44.7 percent (259) saw a decline in their affordability index compared to the second quarter.
ATTOM’s latest home affordability analysis revealed that across the U.S., median home values have surged 58 percent since early 2020, while typical wages have grown by just 28 percent. The most recent wage data reflects the first quarter of 2025.
The report stated that in the third quarter of 2025, the national median home price reached $375,000—rising 2.0 percent from the prior quarter and 4.8 percent year over year.
The latest home affordability report found that year over year, median home prices increased in 75.5 percent (438) of the 580 counties analyzed by ATTOM. The report covers counties with populations of at least 100,000, a minimum of 50 single-family home and condo sales, and sufficient third-quarter 2025 data.
The affordability report found that Among the 47 counties with populations over 1 million, the largest year-over-year gains in median home prices were recorded in Cuyahoga County, OH (up 13 percent), Fulton County, GA (up 11 percent), Honolulu County, HI (up 11 percent), Suffolk County, NY (up 7 percent), and Allegheny County, PA (up 7 percent).
In this post, we take a more granular look at the data behind ATTOM’s latest U.S. Home Affordability Report to reveal the top 10 U.S. counties with the largest year-over-year increase in median home price in third quarter 2025. Among those counties with a population of at least 100,000 and at least 50 single-family home and condo sales in the third quarter of 2025, those with the largest increase in median home price are:
#10 – Wichita County, Texas
- YOY Percentage Change in Median Home Price: 21.3%
- Q3 2005 Median Sales Price: $207,280
#9 – Whitfield County, Georgia
- YOY Percentage Change in Median Home Price: 21.5%
- Q3 2005 Median Sales Price: $279,500
#8 – Tompkins County, New York
- YOY Percentage Change in Median Home Price: 22.1%
- Q3 2005 Median Sales Price: $420,000
#7 – Fayette County, Pennsylvania
- YOY Percentage Change in Median Home Price: 22.3%
- Q3 2005 Median Sales Price: $165,000
#6 – Schuylkill County, Pennsylvania
- YOY Percentage Change in Median Home Price: 23.1%
- Q3 2005 Median Sales Price: $139,500
#5 – Jackson County, Michigan
- YOY Percentage Change in Median Home Price: 23.2%
- Q3 2005 Median Sales Price: $232,920
#4 – Kankakee County, Illinois
- YOY Percentage Change in Median Home Price: 24.6%
- Q3 2005 Median Sales Price: $233,750
#3 – Tom Green County, Texas
- YOY Percentage Change in Median Home Price: 26.8%
- Q3 2005 Median Sales Price: $283,231
#2 – Saint Louis County, Missouri
- YOY Percentage Change in Median Home Price: 28.2%
- Q3 2005 Median Sales Price: $312,500
#1 – Jasper County, Missouri
- YOY Percentage Change in Median Home Price: 32.1%
- Q3 2005 Median Sales Price: $241,894
Conclusion
The Q3 2025 U.S. Home Affordability Report highlights how rising home prices continue to outpace wage growth in much of the country, making housing less affordable for most Americans. ATTOM digs deeper in the data behind this report to explore the top 10 counties with the largest annual median home price increases.
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