ATTOM’s Propensity to Default

ATTOM’s Propensity to Default data solution is a state-of-the-art predictive model that leverages ATTOM’s rich foreclosure and mortgage data and the econometric data from our partner Powerlytics to identify which homes have the highest likelihood of going into foreclosure. This paper explains the core concepts and functionality of the ATTOM Propensity to Default score.

Propensity To Default is a predictive model that identifies the likelihood that a residential property will become a mortgage default (aka pre-foreclosure) within the next 12 months. The data can be used by real estate investors and agents looking for homeowners who may be motivated to sell or list their property soon. Conversely, mortgage servicing companies may want to use this data to perform early reach out to properties within their portfolios that may have a higher risk of defaulting in the next 12 months.