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Tag: loan origination

U.S. Mortgage Lending Rises in Q3 2024 Amid Refinancing Surge, But Remains Below Historic Highs

U.S. Mortgage Lending Rises in Q3 2024 Amid Refinancing Surge, But Remains Below Historic Highs

Residential Lending Grows Just 2 Percent Even as Rates Keep Declining; Refinance and Home-Equity Deals Rise While Purchase Loans Decrease IRVINE, Calif. – Nov. 21, 2024 — ATTOM, a leading curator of land, property data, and real estate analytics, today released its third-quarter 2024 U.S. Residential Property Mortgage Origination Report, which... Read More »
Top 10 U.S. Metros with Largest Median Down Payments for Home Purchases

Top 10 U.S. Metros with Largest Median Down Payments for Home Purchases

According to ATTOM’s Q2 2024 U.S. Residential Property Mortgage Origination Report, a total of 1.62 million mortgages secured by residential property (1 to 4 units) were issued in the United States during the quarter, reflecting a 23.2 percent increase compared to the previous three-month period. ATTOM’s latest analysis found that despite the... Read More »
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Home Mortgage Lending Rebounds Nationwide with Across the Board Gains in Second Quarter of 2024

Home Mortgage Lending Rebounds Nationwide with Across the Board Gains in Second Quarter of 2024

Residential Loans Surge 23 Percent Quarterly, Climbing Back to Levels from a Year Earlier;  Purchase, Refinance and Home-Equity Lending All Increase;  Despite Shift, Lending Activity Still Off Nearly Two-Thirds from 2021 Peak IRVINE, Calif. – Aug. 29, 2024 — ATTOM, a leading curator of land, property, and real estate data, today released its... Read More »
Top 10 U.S. Metros with Highest Down Payment Percentage for Home Purchases

Top 10 U.S. Metros with Highest Down Payment Percentage for Home Purchases

According to ATTOM’s Q1 2024 U.S. Residential Property Mortgage Origination Report, a total of 1.28 million mortgages secured by residential properties (comprising 1 to 4 units) were issued in the United States during the first quarter, reflecting a 6.8 percent decrease from the previous quarter. This decline represents the 11th in the last 12... Read More »
U.S. Home-Mortgage Lending Declines Again in First Quarter, Nearing Low Point

U.S. Home-Mortgage Lending Declines Again in First Quarter, Nearing Low Point

Residential Loans Down Another 7 Percent, to Smallest Level Since 2000; Total Lending Activity Off Almost 70 Percent in Three Years; Purchase, Refinance and Home-Equity Lending All Decrease IRVINE, Calif. – June 6, 2024 — ATTOM, a leading curator of land, property, and real estate data, today released its first-quarter 2024 U.S. Residential... Read More »
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Home-Mortgage Lending Near Two-Decade Low as Slump Continues Across U.S. During Fourth Quarter

Home-Mortgage Lending Near Two-Decade Low as Slump Continues Across U.S. During Fourth Quarter

Residential Loans Drop Another 14 Percent; Purchase, Refinance and Home-Equity Lending All Decline IRVINE, Calif. – Feb. 29, 2024 — ATTOM, a leading curator of land, property, and real estate data, today released its fourth-quarter 2023 U.S. Residential Property Mortgage Origination Report, which shows that 1.35 million mortgages secured by... Read More »
Mortgage Lending Slows Amid Retreat In Refinancing Activity Across U.S. In Second Quarter

Mortgage Lending Slows Amid Retreat In Refinancing Activity Across U.S. In Second Quarter

Overall Loan Activity Shows Rare Second-Quarter Decline; Refinance Lending Drops 15 percent Quarterly – Largest Decline in Three Years; Home-Purchase and Home-Equity Mortgages Increase IRVINE, Calif. – Aug. 19, 2021 — ATTOM, curator of the nation’s premier property database, today released its second-quarter 2021 U.S. Residential Property... Read More »