What Is the Average Homeownership Tenure in the U.S.?
Homeownership tenure continues to rise as owners stay put longer before selling. Homeowners who sold in the fourth quarter of 2025 had owned their homes for an average of 8.55 years, remaining near the longest tenure levels seen in at least 25 years. All‑cash sales remain elevated at 39.1 percent of sales nationwide in 2025, similar to 39.0 percent in 2024.
Homeownership Tenure by State – Fourth Quarter 2025
Below is the complete state-by-state ranking of homeownership tenure from longest to shortest tenure in fourth quarter 2025.
1. Massachusetts
Average tenure: 13.29 years (up 2.9 percent quarter over quarter and up 4.1 percent year over year). All‑cash share: 40.6 percent (up 18.1 percent vs year ago).
2. Connecticut
Average tenure: 13.02 years (up 2.6 percent quarter over quarter and up 0.9 percent year over year). All‑cash share: 35.7 percent (up 4.2 percent vs year ago).
3. California
Average tenure: 11.24 years (up 0.3 percent quarter over quarter and up 4.8 percent year over year). All‑cash share: 33.6 percent (up 0.1 percent vs year ago).
4. Rhode Island
Average tenure: 11.04 years (up 1.2 percent quarter over quarter and up 0.0 percent year over year). All‑cash share: 44.7 percent (up 7.2 percent vs year ago).
5. Washington
Average tenure: 10.86 years (up 1.2 percent quarter over quarter and up 4.6 percent year over year). All‑cash share: 28.4 percent (down 2.0 percent vs year ago).
6. New Jersey
Average tenure: 10.09 years (down 0.1 percent quarter over quarter and up 3.3 percent year over year). All‑cash share: 32.7 percent (down 4.6 percent vs year ago).
7. Oregon
Average tenure: 10.03 years (up 1.1 percent quarter over quarter and up 2.9 percent year over year). All‑cash share: 35.6 percent (up 5.3 percent vs year ago).
8. Maryland
Average tenure: 9.74 years (up 2.4 percent quarter over quarter and up 9.2 percent year over year). All‑cash share: 26.2 percent (down 1.8 percent vs year ago).
9. New Hampshire
Average tenure: 9.67 years (down 0.2 percent quarter over quarter and up 1.6 percent year over year). All‑cash share: 40.9 percent (down 2.4 percent vs year ago).
10. Hawaii
Average tenure: 9.35 years (up 5.5 percent quarter over quarter and up 8.8 percent year over year). All‑cash share: 57.5 percent (up 12.9 percent vs year ago).
11. Illinois
Average tenure: 9.23 years (down 0.5 percent quarter over quarter and up 0.9 percent year over year). All‑cash share: 35.8 percent (up 2.7 percent vs year ago).
12. Tennessee
Average tenure: 9.1 years (up 1.8 percent quarter over quarter and up 6.4 percent year over year). All‑cash share: 36.6 percent (down 1.5 percent vs year ago).
13. Alaska
Average tenure: 8.88 years (up 2.4 percent quarter over quarter and up 3.5 percent year over year).
14. New York
Average tenure: 8.8 years (up 1.0 percent quarter over quarter and up 5.7 percent year over year). All‑cash share: 50.9 percent (up 1.7 percent vs year ago).
15. Nevada
Average tenure: 8.69 years (up 2.2 percent quarter over quarter and up 2.3 percent year over year). All‑cash share: 37.9 percent (down 0.4 percent vs year ago).
16. Pennsylvania
Average tenure: 8.67 years (up 0.7 percent quarter over quarter and up 4.1 percent year over year). All‑cash share: 33.2 percent (down 1.1 percent vs year ago).
17. Arizona
Average tenure: 8.63 years (up 1.2 percent quarter over quarter and up 6.1 percent year over year). All‑cash share: 42.9 percent (down 1.8 percent vs year ago).
18. Florida
Average tenure: 8.6 years (up 1.1 percent quarter over quarter and up 8.9 percent year over year). All‑cash share: 45.1 percent (down 0.9 percent vs year ago).
19. Colorado
Average tenure: 8.26 years (up 1.1 percent quarter over quarter and up 7.9 percent year over year). All‑cash share: 38.4 percent (up 11.4 percent vs year ago).
20. Ohio
Average tenure: 7.93 years (up 0.8 percent quarter over quarter and up 2.5 percent year over year). All‑cash share: 46.6 percent (down 1.8 percent vs year ago).
21. New Mexico
Average tenure: 7.93 years (up 0.8 percent quarter over quarter and up 3.6 percent year over year).
22. Minnesota
Average tenure: 7.93 years (up 3.1 percent quarter over quarter and up 5.3 percent year over year). All‑cash share: 31.0 percent (up 2.6 percent vs year ago).
23. Nebraska
Average tenure: 7.89 years (up 1.7 percent quarter over quarter and up 9.0 percent year over year). All‑cash share: 29.5 percent (down 1.9 percent vs year ago).
24. Montana
Average tenure: 7.86 years (up 7.5 percent quarter over quarter and up 8.3 percent year over year).
25. Michigan
Average tenure: 7.69 years (up 3.2 percent quarter over quarter and up 7.2 percent year over year). All‑cash share: 36.3 percent (down 2.7 percent vs year ago).
26. Texas
Average tenure: 7.59 years (up 1.0 percent quarter over quarter and up 2.9 percent year over year).
27. Delaware
Average tenure: 7.45 years (up 8.4 percent quarter over quarter and up 22.7 percent year over year). All‑cash share: 39.3 percent (down 9.7 percent vs year ago).
28. Missouri
Average tenure: 7.43 years (up 0.4 percent quarter over quarter and up 6.5 percent year over year).
29. Virginia
Average tenure: 7.38 years (up 0.9 percent quarter over quarter and up 7.4 percent year over year). All‑cash share: 28.6 percent (up 3.7 percent vs year ago).
30. Iowa
Average tenure: 7.3 years (up 0.6 percent quarter over quarter and up 0.8 percent year over year). All‑cash share: 25.8 percent (down 6.0 percent vs year ago).
31. Utah
Average tenure: 7.18 years (down 1.4 percent quarter over quarter and up 8.0 percent year over year).
32. Kansas
Average tenure: 7.16 years (up 0.1 percent quarter over quarter and up 2.0 percent year over year).
33. Wisconsin
Average tenure: 7.16 years (up 3.4 percent quarter over quarter and up 5.5 percent year over year). All‑cash share: 39.6 percent (down 0.2 percent vs year ago).
34. Wyoming
Average tenure: 7.15 years (up 1.5 percent quarter over quarter and up 5.4 percent year over year).
35. Louisiana
Average tenure: 7.13 years (up 2.1 percent quarter over quarter and up 5.4 percent year over year).
36. Idaho
Average tenure: 7.09 years (up 0.7 percent quarter over quarter and up 11.6 percent year over year).
37. North Dakota
Average tenure: 7.08 years (down 2.2 percent quarter over quarter and up 3.3 percent year over year).
38. Oklahoma
Average tenure: 7.07 years (up 1.9 percent quarter over quarter and up 4.1 percent year over year). All‑cash share: 40.6 percent (down 1.3 percent vs year ago).
39. North Carolina
Average tenure: 7.05 years (up 3.4 percent quarter over quarter and up 13.1 percent year over year). All‑cash share: 38.6 percent (down 1.2 percent vs year ago).
40. Vermont
Average tenure: 7.05 years (up 5.0 percent quarter over quarter and up 6.9 percent year over year).
41. Indiana
Average tenure: 6.66 years (up 2.5 percent quarter over quarter and up 6.8 percent year over year).
42. Arkansas
Average tenure: 6.61 years (up 0.3 percent quarter over quarter and up 3.5 percent year over year). All‑cash share: 37.6 percent (down 5.8 percent vs year ago).
43. South Carolina
Average tenure: 6.6 years (up 0.8 percent quarter over quarter and up 10.2 percent year over year). All‑cash share: 45.4 percent (down 3.4 percent vs year ago).
44. Alabama
Average tenure: 6.47 years (up 2.0 percent quarter over quarter and up 7.2 percent year over year). All‑cash share: 49.4 percent (down 8.1 percent vs year ago).
45. Kentucky
Average tenure: 6.45 years (up 1.8 percent quarter over quarter and up 7.1 percent year over year). All‑cash share: 30.8 percent (down 2.0 percent vs year ago).
46. West Virginia
Average tenure: 6.39 years (up 7.7 percent quarter over quarter and up 8.9 percent year over year). All‑cash share: 31.4 percent (down 18.8 percent vs year ago).
47. Georgia
Average tenure: 6.35 years (up 4.1 percent quarter over quarter and up 11.7 percent year over year). All‑cash share: 49.4 percent (up 2.1 percent vs year ago).
48. South Dakota
Average tenure: 5.95 years (up 3.0 percent quarter over quarter and up 3.7 percent year over year).
49. Mississippi
Average tenure: 5.95 years (up 3.5 percent quarter over quarter and up 5.0 percent year over year).
50. Maine
Average tenure: 4.80 years (up 2.9 percent quarter over quarter and up 1.9 percent year over year).
What’s Driving Tenure Trends?
Longer homeownership tenure in fourth quarter 2025 reflects a combination of market and economic conditions that continue to limit homeowner mobility. Elevated mortgage rates have discouraged many homeowners from selling, particularly those who remain locked into significantly lower rates from prior years. At the same time, tight housing inventory and still-high home prices have made trading up or relocating more difficult, keeping owners in place longer. Year-end 2025 all-cash sales remain elevated, pointing to continued activity from investors and equity-rich buyers.
Conclusion
Homeownership tenure remained historically high in fourth quarter 2025, with homeowners across most states holding their properties longer than in previous years. This report highlights where tenure is longest by state and examines year-end all-cash sales activity, offering insight into how affordability pressures, rate lock-in, and buyer composition continue to influence U.S. housing market turnover.
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