U.S. Foreclosure Rates by State – August 2026

What Is the Current Foreclosure Rate in the U.S?

In August 2026, U.S. foreclosure activity increased from both the previous month and a year earlier, while foreclosure starts declined monthly and completed foreclosures rose.

Total filings: 40,277 properties with default notices, scheduled auctions, or bank repossessions

Monthly change: Up 1 percent from July 2026

Year-over-year change: Up 13 percent from August 2025

National rate: One in every 3,569 housing units had a foreclosure filing

States with the worst foreclosure rates: South Carolina, Nevada, Florida, Texas, Maryland

Foreclosure Starts and Completions

Starts: Lenders initiated the foreclosure process on 25,894 U.S. properties in August 2026, down 3 percent from the previous month and up 7 percent from a year ago.

Completions (REOs): Lenders repossessed 5,794 properties in August 2026, up 22 percent from the previous month and up 42 percent from a year ago.

What’s Driving August 2026 Foreclosure Trends?

Foreclosure activity increased slightly from July 2026 and remained above year-ago levels. Foreclosure starts declined from the previous month but rose from August 2025, while completed foreclosures increased both monthly and annually. Although annual increases continued across total filings, starts, and completed foreclosures, overall foreclosure activity remained below pre-pandemic norms.

Foreclosure Rates by State – August 2026

Below is the complete state-by-state foreclosure ranking for August 2026 and the top counties with the worst foreclosure rates per state.

1. South Carolina

1 in every 1,547 housing units (1,579 filings / 2,443,039 units)
Counties: Dorchester, Kershaw, Chester, Florence

2. Nevada

1 in every 1,920 housing units (691 filings / 1,326,471 units)
Counties: Lyon, Clark, Nye, Mineral

3. Florida

1 in every 2,397 housing units (4,278 filings / 10,256,470 units)
Counties: Baker, Putnam, Dixie, Highlands

4. Texas

1 in every 2,445 housing units (4,961 filings / 12,128,515 units)
Counties: Liberty, Caldwell, Kaufman, Oldham

5. Maryland

1 in every 2,530 housing units (1,012 filings / 2,560,784 units)
Counties: Baltimore City, Charles, Allegany, Calvert

6. Indiana

1 in every 2,535 housing units (1,174 filings / 2,976,568 units)
Counties: Madison, Clinton, Grant, Huntington

7. Delaware

1 in every 2,796 housing units (166 filings / 464,203 units)
Counties: New Castle, Kent, Sussex

8. Illinois

1 in every 2,880 housing units (1,895 filings / 5,457,452 units)
Counties: Ford, Montgomery, Dewitt, Will

9. Utah

1 in every 2,920 housing units (419 filings / 1,223,468 units)
Counties: Sevier, Carbon, Sanpete, Tooele

10. Alabama

1 in every 3,016 housing units (775 filings / 2,337,265 units)
Counties: Henry, Bibb, Marshall, Fayette

11. Ohio

1 in every 3,139 housing units (1,686 filings / 5,292,391 units)
Counties: Cuyahoga, Knox, Lake, Shelby

12. Tennessee

1 in every 3,163 housing units (994 filings / 3,143,670 units)
Counties: Trousdale, Benton, Smith, Hardeman

13. Arizona

1 in every 3,265 housing units (978 filings / 3,192,839 units)
Counties: Pinal, Cochise, Gila, Yuma

14. North Carolina

1 in every 3,273 housing units (1,496 filings / 4,895,668 units)
Counties: Pasquotank, Nash, Jones, Hertford

15. California

1 in every 3,291 housing units (4,450 filings / 14,644,735 units)
Counties: Lake, Madera, Sutter, Mendocino

16. Iowa

1 in every 3,391 housing units (424 filings / 1,437,699 units)
Counties: Jasper, Van Buren, Buena Vista, Tama

17. New Jersey

1 in every 3,419 housing units (1,109 filings / 3,791,354 units)
Counties: Salem, Cumberland, Camden, Gloucester

18. Georgia

1 in every 3,576 housing units (1,270 filings / 4,541,835 units)
Counties: Rockdale, Henry, Hart, Long

19. Alaska

1 in every 3,676 housing units (87 filings / 319,781 units)
Counties: Kenai Peninsula, Kodiak Island, Fairbanks North Star, Bethel

20. Colorado

1 in every 4,217 housing units (614 filings / 2,589,053 units)
Counties: Delta, Fremont, Pueblo, Adams

21. Michigan

1 in every 4,361 housing units (1,060 filings / 4,622,236 units)
Counties: Jackson, Saint Joseph, Lenawee, Hillsdale

22. Nebraska

1 in every 4,428 housing units (195 filings / 863,444 units)
Counties: Platte, Burt, Fillmore, Nance

23. New Mexico

1 in every 4,493 housing units (213 filings / 956,964 units)
Counties: Valencia, Union, Otero, Colfax

24. Louisiana

1 in every 4,718 housing units (447 filings / 2,108,902 units)
Counties: West Baton Rouge, Plaquemines, Saint Bernard, Union

25. Oklahoma

1 in every 4,721 housing units (376 filings / 1,775,127 units)
Counties: Caddo, Greer, Harmon, Kingfisher

26. Minnesota

1 in every 5,000 housing units (509 filings / 2,545,030 units)
Counties: Red Lake, Mille Lacs, Isanti, Le Sueur

27. Virginia

1 in every 5,006 housing units (736 filings / 3,684,756 units)
Counties: Martinsville City, Emporia City, Petersburg City, Hopewell City

28. Arkansas

1 in every 5,146 housing units (271 filings / 1,394,673 units)
Counties: Polk, Van Buren, Dallas, Arkansas

29. New York

1 in every 5,352 housing units (1,604 filings / 8,585,241 units)
Counties: Cortland, Greene, Orange, Tioga

30. Kentucky

1 in every 5,468 housing units (370 filings / 2,023,116 units)
Counties: Kenton, Jefferson, Franklin, Boyd

31. Maine

1 in every 5,529 housing units (136 filings / 751,876 units)
Counties: Aroostook, York, Piscataquis, Oxford

32. Pennsylvania

1 in every 5,709 housing units (1,017 filings / 5,806,452 units)
Counties: Delaware, Philadelphia, Cambria, Montgomery

33. Missouri

1 in every 5,766 housing units (490 filings / 2,825,287 units)
Counties: Ripley, Mississippi, Dallas, New Madrid

34. Washington

1 in every 5,905 housing units (560 filings / 3,306,620 units)
Counties: Grays Harbor, Mason, Lincoln, Pierce

35. Mississippi

1 in every 6,152 housing units (218 filings / 1,341,114 units)
Counties: Simpson, Marshall, Kemper, Grenada

36. Oregon

1 in every 6,385 housing units (291 filings / 1,857,992 units)
Counties: Columbia, Klamath, Clatsop, Jefferson

37. Massachusetts

1 in every 6,489 housing units (467 filings / 3,030,406 units)
Counties: Hampden, Plymouth, Franklin, Bristol

38. Connecticut

1 in every 6,533 housing units (236 filings / 1,541,822 units)
Counties: South Central Connecticut, Naugatuck Valley, Capitol, Northeastern Connecticut

39. Idaho

1 in every 6,795 housing units (117 filings / 795,014 units)
Counties: Caribou, Lincoln, Bannock, Power

40. Wyoming

1 in every 7,490 housing units (37 filings / 277,141 units)
Counties: Niobrara, Carbon, Johnson, Sublette

41. Montana

1 in every 8,257 housing units (64 filings / 528,419 units)
Counties: Liberty, Sweet Grass, Silver Bow, Broadwater

42. North Dakota

1 in every 8,983 housing units (42 filings / 377,281 units)
Counties: Adams, Dunn, Mountrail, Mchenry

43. Hawaii

1 in every 9,160 housing units (62 filings / 567,896 units)
Counties: Honolulu, Hawaii, Maui

44. West Virginia

1 in every 9,900 housing units (87 filings / 861,325 units)
Counties: Wetzel, Cabell, Calhoun, Wyoming

45. New Hampshire

1 in every 10,808 housing units (60 filings / 648,472 units)
Counties: Belknap, Coos, Grafton, Merrimack

46. Wisconsin

1 in every 11,204 housing units (248 filings / 2,778,572 units)
Counties: Kewaunee, Taylor, Dodge, Langlade

47. Kansas

1 in every 13,910 housing units (93 filings / 1,293,635 units)
Counties: Greeley, Brown, Atchison, Trego

48. Rhode Island

1 in every 14,725 housing units (33 filings / 485,932 units)
Counties: Kent, Providence, Bristol, Newport

49. South Dakota

1 in every 21,322 housing units (19 filings / 405,114 units)
Counties: Jerauld, Day, Turner, Fall River

50. Vermont

1 in every 67,808 housing units (5 filings / 339,042 units)
Counties: Windsor, Franklin, Windham, Washington

Key Insights from August 2026 Foreclosure Market Report

Foreclosure activity in August 2026 edged higher from the previous month and remained above the level recorded a year earlier. Foreclosure starts declined from July but increased from August 2025, while completed foreclosures rose both month over month and year over year. Despite these increases, overall foreclosure activity remained below pre-pandemic norms, indicating that the market continued to normalize.

Explore ATTOM’s Foreclosure Data

ATTOM’s Foreclosure Data tracks default notices, scheduled auctions, and bank repossessions nationwide, with historical trends and county-level insights. This data empowers lenders, investors, and market analysts to monitor loan default trends, assess market risks, and uncover investment opportunities.