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Tag: HELOC

Refinance Activity Up Again During Fourth Quarter Despite Broader U.S. Downturn in Home Mortgages

Refinance Activity Up Again During Fourth Quarter Despite Broader U.S. Downturn in Home Mortgages

Home Loans Shrink 3 Percent Quarterly as Interest Rates Climb and Sales Listings Remain Low; Purchase and Home-Equity Lending Dips While Refinance Deals Increase Again; Total Activity Still Down 60 Percent from 2021 Peak IRVINE, Calif. – Feb. 27, 2025 — ATTOM, a leading curator of land, property data, and real estate analytics, today released its... Read More »
U.S. Home-Mortgage Lending Declines Again in First Quarter, Nearing Low Point

U.S. Home-Mortgage Lending Declines Again in First Quarter, Nearing Low Point

Residential Loans Down Another 7 Percent, to Smallest Level Since 2000; Total Lending Activity Off Almost 70 Percent in Three Years; Purchase, Refinance and Home-Equity Lending All Decrease IRVINE, Calif. – June 6, 2024 — ATTOM, a leading curator of land, property, and real estate data, today released its first-quarter 2024 U.S. Residential... Read More »
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Home-Mortgage Lending Near Two-Decade Low as Slump Continues Across U.S. During Fourth Quarter

Home-Mortgage Lending Near Two-Decade Low as Slump Continues Across U.S. During Fourth Quarter

Residential Loans Drop Another 14 Percent; Purchase, Refinance and Home-Equity Lending All Decline IRVINE, Calif. – Feb. 29, 2024 — ATTOM, a leading curator of land, property, and real estate data, today released its fourth-quarter 2023 U.S. Residential Property Mortgage Origination Report, which shows that 1.35 million mortgages secured by... Read More »
Steep Drop In Refinance Activity Drives Continued Slump In Mortgage Lending Across U.S. In Second Quarter

Steep Drop In Refinance Activity Drives Continued Slump In Mortgage Lending Across U.S. In Second Quarter

Refinance Lending Drops 36 Percent Quarterly, Outweighing Rise in Other Lending Activity; Total Loans Down Another 13 Percent, Continuing Year-Long Decline; Purchase Mortgages Up 8 Percent While Home-Equity Deals Increase 35 Percent  IRVINE, Calif. – Aug. 25, 2022 — ATTOM, a leading curator of real estate data nationwide for land and property... Read More »
Top 10 U.S. Housing Markets with Highest Quarterly Increases in HELOC Lending

Top 10 U.S. Housing Markets with Highest Quarterly Increases in HELOC Lending

According to ATTOM’s Q1 2022 U.S. Residential Property Mortgage Origination Report, 2.71 million mortgages secured by residential property were originated in Q1 2022 in the U.S. – down 18 percent from Q4 2021, the largest quarterly decrease since 2017, and down 32 percent from Q1 2021, the biggest annual drop since 2014. The report noted that the... Read More »
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Top 10 U.S. Metros Where HELOC Lending Is on the Rise

Top 10 U.S. Metros Where HELOC Lending Is on the Rise

According to ATTOM’s recently released Q4 2021 Residential Property Mortgage Origination Report, there were a total of 230,734 home-equity lines of credit (HELOCs) originated on residential properties in Q4 2021. That number was down 5.5 percent from 244,136 in Q3 2021 and down 4.2 percent from 240,857 in Q4 2020. ATTOM’s latest mortgage... Read More »